In The News

Timing matters a lot when you’re batting — like finding the sweet spot on the bat. In mutual fund investing, it might matter a lot less.

For investors looking to cut exposure to equities amid wild swings, corporate deposits with higher credit ratings could be good alternatives to debt mutual funds and bank deposits. Wealth advisors said deposits from top finance companies like Bajaj Finance and Shriram Finance offer over 100-150 basis points

Is investing in a building leased out to TCS a better option than to own TCS stock? According to BlackRock, real estate outperforms bonds and stocks during inflationary times. And fractional ownership helps in owning one. The model lets investors pool in money to finance a commercial property.

Seeking professional help, whether it is from a financial adviser, tax consultant, or a legal expert, may save you more than you shell out.

Four years is an awfully long time these days in the world of politics, competitive sport, or corporate enterprise. It’s wrong to expect, therefore, that the world of investing would be markedly different.

Wealth managers believe that now is the time for investors to diversify their portfolios across multiple asset classes and include equity, fixed income, and gold. Different assets move in different directions, which helps shield their portfolios from any reversal in the markets. “The run-up has been sharp and a lot of it is liquidity driven.

Conservative investors looking to gain some exposure to equities and also tax efficiency in their investments yet worried about rich equity valuations can consider hybrid funds. These funds combine two or more assets which helps in reducing volatility and drawdown in portfolios.

Investors looking to put money in multi-asset allocation funds — a popular category with a mix of stocks, debt and gold — must parse these portfolios before investing in them. This is because various schemes in this category have varying equity exposure that may not be suitable for all.

Sovereign gold bond investors are weighing profit booking as the price of gold scaled the ₹1 lakh per 10 gm mark on Monday, marking a 26% surge in prices since January and 33% in the last one year.

Investors looking to put money in mid-cap funds through Systematic Investment Plans (SIPs) and do not want to risk losing capital might need a minimum time frame of eight years, if past data are to go by.